Motor Insurance

We offer both Third-Party Motor Insurance and Comprehensive Motor Insurance. The Third-Party covers third-parties who are affected by an accident only, while the Comprehensive variant covers both the insured and third-parties affected by an accident.

The comprehensive motor insurance provides cover for:

  • Loss of or damage to the motor car resulting from accidental collision or overturning
  • Loss or damage resulting from fire or theft
  • Unlimited liability for death/bodily injury to third parties
  • Liability for damage to third party property up to a limit of N1,000,000.00


Strike Riot and Civil Commotion (SRCC):

The Standard Motor policy does not cover loss or damage as a result of riot or civil commotion.
However, the policy can be extended to cover same on paying additional premium

We offer the following additional incentives

  • Up to 50% Discount on the premium payable
  • Free Tracking device installation subject to the value of the vehicle

Other Requirements:

  • Value of the vehicle (s)

  • Vehicles Particulars/Chassis and Engine Numbers/Proof of Ownership.

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We have products to help you protect various aspects of your life from personal needs to your business needs. Get a quote or learn more.

Guinea Insurance has always lived up to its name; consistently one step ahead of the industry in the provision of better and affordable risk management solutions. We are a major player in the provision of first-rate financial risk solutions in the General and Special Risks business underwriting categories. We have established a reputation for exceptional competence in the delivery of customer-centric services and product innovation. With a strong capital base, highly qualified professionals, and modern technology, Guinea Insurance PLC became widely acknowledged for speed and efficiency and thus, remained the preferred insurer for individual and corporate clientele seeking premium insurance and related financial services to date.


Guinea Insurance House
33 Ikorodu Road Jibowu, Lagos.

Copyright © 2022 Guinea Insurance Company Limited RC1808. Authorised & Regulated by the National Insurance Commission RIC N0. - 017